Attention homeowners in Lawrenceville and Gwinnett County: Need an appraisal?

See the top seven reasons why GA homeowners order from Pine State Appraisals:

  1. Find the right listing price (whether they're selling the home themselves or using an agent)
  2. Challenge property tax assessments
  3. Remove PMI to lower a monthly mortgage payment
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a GA divorce, when real estate needs to be divided
  7. Settle an estate in GA by determining the true market value of real estate in question

Need help deciding the value of your home in or near Lawrenceville, GA?
Contact Pine State Appraisals.

At Pine State Appraisals, we understand the unique needs of a consumer after appraisal services. Our regular business clients understand the appraisal process and the customary "products" we deliver to them. But as a general consumer,you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we report our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. The professional appraisers at Pine State Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value estimation than yours.

Need to remove PMI?

An attractive way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. At Pine State Appraisals, we're seasoned in helping people just like you rid yourselves of undesirable PMI insurance.

Challenging a property tax assessment

Lets say your house is not appreciating as much as other homes close by -- your local tax assessor may have your home overvalued. That only means you're going to pay more taxes than you should. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from Pine State Appraisals is your #1 weapon.

HELOC recently frozen?

If your house is close to a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow standpoint. Pine State Appraisals can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you'd wish to have an expert double-check it for accuracy or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Pine State Appraisals can go out and check the subject and comps in question in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had in the past. Even though this is typically requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your property.